It’s April 1st — and many dental benefit plans reset their maximums. Horsham Dental Care wants patients in Willow Grove, Warminster, and Ambler to maximize their insurance and Flexible Spending Accounts (FSAs) this year. By planning your care, you can save money and keep your smile in top shape.

Understanding Your Benefits

• Annual Maximums: Most dental plans have a yearly cap (e.g., $1,500). Once you reach it, insurance won’t pay more until next year. Unused benefits usually don’t carry over.
• Coverage Levels: Typically, preventive care (cleanings, exams) is covered at 100%. Basic treatments (fillings, simple extractions) around 80%, and major work (crowns, implants) about 50%. Check your policy for specifics.
• Frequency Limits: If your plan covers two cleanings per year, make sure to get both done. X-ray and exam coverage frequency is also often fixed by insurers. If you’re due, schedule now so coverage applies this year.

Use It Before You Lose It

• Schedule Preventive Visits: If you haven’t used your cleanings, call us now. We have early-April slots for patients from Montgomeryville and North Wales. In-network preventive services often cost you nothing.
• Plan Major Treatments: Had a cavity or a crown scheduled? Plan to replace them now if covered. If you have any remaining benefits or FSA money, consider treatments like teeth whitening or new crowns (some cosmetic procedures may be partially covered).
• Fill Up on Benefits: Some families schedule big treatments before year-end. If you have new issues or cosmetic desires, now could be a good time to use remaining benefits or FSA dollars.

Flexible Spending Accounts (FSA)

FSAs typically have “use-it-or-lose-it” rules by March 31:

• Use FSA for Treatments: If your FSA balance is high, consider using it for eligible services such as implants, dentures, or orthodontics. Even crowns (after a root canal) or prescribed tooth whitening can qualify if deemed medically necessary.
• Coordinate With Insurance: Submit claims to insurance first; any remaining eligible costs can often be reimbursed from your FSA.

We Can Help!

Our front office can assist in verifying your benefits and treatment estimates. If you’re unsure of your remaining coverage or FSA balance, we can guide you on how to check. Don’t hesitate to ask about payment plans if needed. Families in Ambler to Hatboro have saved on procedures by taking advantage of end-of-year benefits with our help.

Don’t let your hard-earned benefits go unused! Call Horsham Dental Care today to review your insurance and FSA. We’ll help you schedule any needed care before year-end, ensuring your smile and wallet both reap the rewards!